2025’s first good money move, the one that will turn the idle cash you possess into a steady income stream, could possibly be made as you leisurely sip on your coffee in white pajamas. Introducing HDFC Bank’s novel Fixed Deposit schemes to deliver safety first with an inflation-thumping rates up to 7.10 per cent for … Read more
In 2025, the boldest move executed by EPFO involves creating/elevating minimum pension at ₹7,500 per month from its long-held ₹1,000 floor, approved by the Cabinet. This move is essential to safeguard the interests of low-income retirees from spiraling inflation. Think today about several millions of families of factory workers that just managed to put food … Read more
You imagine strolling to your government desk only to see groceries and fuel prices dashing past your pay check. For over 50 lakh central employees and 65 lakh pensioners, the daily grind ends by 2025. Enter the Fitment Factor Hike under the 8th Pay Commission—this multiplier on the basic pays to raze the inflation monster … Read more
Consider this one: a central government employee, toiling away in mounds of sheets every day, week, month, dreaming of that elusive chance to have financial relief. Suddenly, good news explodes—The Cabinet then grants the 8th Pay Commission! Minds race behind the corridors of Indian bureaucracy as whispers of 25% increases in salary and fatter pension … Read more
Picture this: You have been diligently investing Rs 1,50,000 each year into your Public Provident Fund (PPF), watching it grow into a tax-free powerhouse at a solid 7.1% interest rate. But life’s curveballs, such as sudden medical emergency bills or dream weddings, require a large amount of cash quickly. Enter the modern reforms of PPF … Read more
Think of it as packing up after an exhausting year dedicated to a gig project or fixed-term contract and then finding out that there is a surprise payment waiting for you—this is the way of India’s Gratuity Rules 2025 which will come into effect on November 21. Contract workers and job hoppers will no longer … Read more