KEY HIGHLIGHTS Modi govt offers **4% interest subsidy** on home loans under PMAY-U 2.0. First-time homebuyers can save big with **lower EMI** on loans up to ₹25 lakh. Final impact: Buying a house worth ₹35 lakh becomes more pocket-friendly. Buying a house in India has become a bit of a budget nightmare for many families. … Read more
If you opened your EPF passbook today and felt that sudden jolt—“Why are my September–October 2025 contributions missing?”—you’re not alone. Thousands of salaried employees are noticing the same gap. Here’s the thing: nothing is wrong with your account, and your money hasn’t vanished. The EPFO has already explained what’s happening behind the scenes. The organisation … Read more
If you’ve ever looked at your salary breakup and wondered why your gratuity barely moves despite years of work, things are about to get interesting. The New Labour Law 2025 gratuity calculator is rewriting how companies compute employer benefits — and many employees will walk away with noticeably higher payouts. Here’s the big twist: from … Read more
If you’ve been scrolling through HR updates lately, you’ve probably noticed one topic creating a lot of buzz the new gratuity rules under the Labour Codes. And there’s one question almost everyone is asking: “Are permanent employees now eligible for gratuity after just 1 year of service?” Honestly, the confusion makes sense. The new rules … Read more
If you’re feeling the pinch from rising living costs, you’re definitely not alone. That’s exactly why the Assurance Package AP Cash matters — it’s one of the biggest government support payouts designed to help Singaporeans manage everyday expenses more comfortably. Here’s the part that gets everyone curious: about 3 million adult Singaporeans are expected to … Read more
If you’re a Singaporean adult, there’s a good chance money is heading your way — and honestly, most people have forgotten this even exists. The Assurance Package cash payout is coming this December, and eligible citizens will receive between S$100 and S$600 directly into their bank accounts. No complicated applications. No long queues. Just a … Read more
If you’ve been worried about rising prices lately, you’re definitely not alone. Many families across Singapore have been feeling the squeeze — groceries cost more, utilities aren’t cheap, and a simple meal outside adds up fast. That’s exactly why the CDC Vouchers 2025 Singapore initiative and the new GST support relief were confirmed. And honestly… … Read more
Here’s the thing: waiting weeks for an ITR refund feels awful, especially when you expected the money in a few days. I’ve seen taxpayers get stuck for simple reasons. Think of this as a quick, practical checklist to find the snag and fix it fast. Why your ITR refund delay happens 1. High-value refunds get … Read more
It doesn’t matter how many children you’ve guided through Primary 6; the suspense never gets easier. And this year brought a familiar mix of relief and surprise: 98.5% of students who sat for the PSLE in 2025 qualified for secondary school, exactly the same as last year. If you’re wondering what this number actually means … Read more
For years, parents have whispered the same fear: “I can’t keep up with what my child sees online.”Australia has now answered that fear with one of the world’s toughest decisions — a nationwide ban on social media accounts for anyone under 16. And starting next month, it becomes real. Here’s the thing… whether you see … Read more