Saurabh Nigam 
Like dealing with a Monday morning’s heavy punch, start your day off with a newfound receipt for an untimely penalty charge sent by the bank. The fast-paced capitalist arena of 2025 springs to life with investing and various chatter about digital wallets, and instead of being a something ‘if,’ correct timing now equates to grasping … Read more
Picture yourself retired without a worry. A regular flow of income into your account each morning, come what may. With increasing longevity and inflation, Life Insurance Corporation of India (LIC) unveiled the LIC Smart Pension Plan (Plan No. 879) on February 18, 2025. This immediate annuity scheme turns a lump sum into perpetual protection for … Read more
What if someone retires after 30 years of hard work only to live on a meager Rs 1,000 a month—a sum hardly adequate for a week’s groceries or bills in present-day India? Post November 2025, reality dawned on hundreds and millions of significant members covered by the now-defunct EPS-95 archaic pension scheme. Right in the … Read more
Let’s say you’re relaxing in your most comfortable chair, the sun of the morning coming in through the window, and all of a sudden your phone vibrates with a message about the news that will change your life. Your hard-earned pension is the one you depended on throughout your retirement, and it has just been … Read more
Imagine waking up with the notification of a sum of extra money giving a commercial print on your bank statement, right in time for your favourite hawker’s treat or to meet up your accrued bills amid worry. Such an experience recently became possible for a hundreds of thousands of Singaporean seniors who received the AP … Read more
Being in consideration are the millions of central government employees and pensioners across the country who sacrificed heavily during the COVID-19 tough years, yet to see any fruits at all. Therefore, attention is considerably shifted towards increasing arrears of frozen DA pain for one-and-a-half years; the theme of serious discussions has always been about issues … Read more
You step into the bustling Lion City, eager to make your mark in its economy only to discover that the norm is now that most qualified workers are always given first preference. By the year 2025, Singapore’s Work Permit systems were being remodeled to bring as much ease as possible for foreign talent while maintaining … Read more
This year, 2025, millions of people will wake up to read daily headlines with shocking grocery expenses, rent doubling, and payment wages depleted even before the weekend starts. Inflation, which has to go so long, seems to stay much longer, too. The Governments, however, see a silver lining for a global scenario like this: they … Read more
Imagine quitting the job at 63, only to understand that the best days of your life might still be coming—healthier, sharper, and with a lot of people still to be reached. In Singapore, where life expectancy is now more than 83 years, the the idea of a long and relaxing retirement is changing. The government … Read more
Imagine parking your hard-earned money in a secure haven that grows steadily over just over a year, backed by India’s largest bank. In an era of fluctuating markets, the SBI Amrit Vrishti Fixed Deposit Scheme stands out as a beacon of reliability and attractive yields. Launched as a special retail term deposit for exactly 444 … Read more