Saurabh Nigam 
To put one’s feet in the brake of life’s running track as one is struck with an escalating price is all settled now. The year 2025 bears winds of fresh air for some 1.2 million Indian Railways employees-acting like a Vande Bharat whizzing at a fantastic pace-right behind an incredibly prompt 3% Dhadrness Allowance (DA) … Read more
Can you just picture this? You have tended to your PPF account like a constant friend through the ages, watching it wither slightly while it deservedly adds spawns with exemption from taxes on the magical 7.1% interest. And then, life gives you that little swathe which you could never have imagined to have ever existed-a … Read more
Picture a hot and sticky July morning in 2025, and you check your bank account only to find S$1,300 deposited in your account. For a great number of the citizens in Singapore, this is not a fantasy—this is the government’s latest measure to protect the citizens from the rising cost of living. This one-off payment … Read more
Imagine that you are 64 years old and waking up not to a farewell party but to another chapter of purpose and paychecks. In Singapore, where the skyscrapers are so high and the daily life is so efficient, the retirement age is not a sunset anymore it is a bridge to the extended vitality. The … Read more
Envision lighting your stove for your ideal morning tea, but at the same time, feeling the pain of the bill for your next gas refill. In people’s kitchens all over the world LPG is not only fuel but also a key factor of their daily eating and the warmness of their houses. However, while there … Read more
Imagine, one lazy Sunday, going through your smartphone, and right then realizing that your savings got a significant boost in terms of accessibility. This is the 2025 EPFO refresh for you. Employees’ Provident Fund Organization (EPFO), the silent protector of the retirement nests, has been rewarding the millions of Indian workers’ mainstay. But this year … Read more
Let us say that it is 2026, and you are awakened by a notification from your bank telling you that your pension has increased by almost a third. This will surely help you to bear the burden of the rising prices of groceries and the growing number of doctor visits. For 65 lakh pensioners coming … Read more
Can you imagine sitting comfortably here, sipping chai and feeling the first drops of rain cooling the air around you? Suddenly, while again of scary words like ‘market dip’ and ‘economic jitters’, there arises, lighting and chestnut, the picture of a worry-free nest egg—a nest that is growing fast but still slows to life’s everyday … Read more
Picture a scenario where you have put aside ₹5 lakh in an SBI fixed deposit for your dream vacation that is two years away. But then life takes a turn—a medical emergency happens or a once-in-a-lifetime job offer comes from overseas. What will you do? Let your money lie idle or get the deposit broken … Read more
Just imagine a perfectly stressful year from a project gig and upon exit, you are rewarded with generous token gratitude by your employer. That is exactly what the Gratuity Rules 2025 promises in India-from November 21. No more five-year waiting for a lump sum of gratitude expressed-your fixed-term and contract workers are deemed worthy after … Read more