Hum mali 
If you’re a parent in Singapore, you probably feel the rising cost of raising a child more than anyone else. School fees, groceries, transport, learning materials — it all adds up fast. So when news breaks about financial support for families, it’s not just “helpful”… it’s a huge relief. That’s why the July rollout of … Read more
If there’s one investment scheme in India that quietly builds wealth without drama or risk, it’s the Post Office Public Provident Fund. Yet most people only think about it when tax season arrives. The truth is, when you understand how the PPF interest rate works and how to use it to your advantage, it becomes … Read more
If you opened your EPF passbook today and felt that sudden jolt—“Why are my September–October 2025 contributions missing?”—you’re not alone. Thousands of salaried employees are noticing the same gap. Here’s the thing: nothing is wrong with your account, and your money hasn’t vanished. The EPFO has already explained what’s happening behind the scenes. The organisation … Read more
If you’ve been following the pre-budget buzz, you’ve probably heard whispers about a major change coming for retirees. The government is seriously considering raising the EPS-95 pension increase to 9000, up from the long-standing ₹1,000 minimum. Think about that for a second—a possible 800% jump for more than 65 lakh retirees. For someone living on … Read more
If you’ve ever looked at your salary breakup and wondered why your gratuity barely moves despite years of work, things are about to get interesting. The New Labour Law 2025 gratuity calculator is rewriting how companies compute employer benefits — and many employees will walk away with noticeably higher payouts. Here’s the big twist: from … Read more
If you’ve been scrolling through HR updates lately, you’ve probably noticed one topic creating a lot of buzz the new gratuity rules under the Labour Codes. And there’s one question almost everyone is asking: “Are permanent employees now eligible for gratuity after just 1 year of service?” Honestly, the confusion makes sense. The new rules … Read more
If you’re a parent in Singapore with three or more young children, you’ve probably felt the pressure of rising daily expenses. Groceries, formula, preschool fees, medical check-ups — it all adds up fast. So when you heard about the new $1,000 Large Family LifeSG Credits, you might have wondered: Is this really going to help? … Read more
If you’ve been dreaming of settling in Canada permanently, this week’s immigration update brought real hope. Canada just invited 1,000 skilled foreign workers to apply for PR, and what really caught everyone’s attention is this — the CRS score dropped to 531.Now, why does that matter? Because even a tiny dip in the score can … Read more
If you’ve been brushing off the reminders popping up lately, this is the moment to pause. The 30 November deadline isn’t just a date on the calendar — it carries serious consequences for pensioners, government employees, Punjab National Bank customers, and taxpayers. We’re talking pension stoppage, bank accounts going inactive, and tax penalties that no … Read more
If you own a home in Singapore, you’ve probably heard about the upcoming 2026 property tax rebate. And let’s be honest — with living costs rising and rental markets shifting, any form of financial relief matters. Many homeowners are asking the same question: How much will this rebate really help, and who benefits the most? … Read more